Commercial Insurance & Risk Management Leadership
Eric Cervantes, CIC, CRM • Founder & President
Eric Cervantes is the Founder and President of Risk Protection Managers, a San Antonio-based commercial insurance and risk management firm helping businesses evaluate insurance coverage, manage operational risk, and build stronger protection strategies.
Eric holds the Certified Insurance Counselor (CIC) and Certified Risk Manager (CRM) professional designations and works with business owners on commercial insurance, construction risk, employee safety, fleet safety, subcontractor risk, and broader risk management strategies.
His approach goes beyond simply placing an insurance policy. Eric works to understand how a business operates, where meaningful exposures exist, and how insurance, contracts, safety programs, and risk management can work together.
Request a Business Insurance ReviewHelping Businesses Understand Insurance and Risk
Commercial insurance should reflect the way a business actually operates. Eric works with business owners to understand their employees, vehicles, property, contracts, customers, subcontractors, and other exposures before helping evaluate insurance and risk management options.
Commercial Insurance
Helping businesses evaluate liability, auto, property, workers’ compensation, professional liability, umbrella, and related commercial coverage.
Risk Management
Looking beyond individual policies to understand operational exposures, contracts, safety procedures, employee risk, and loss-control considerations.
Construction Risk
Working with contractors and construction businesses on insurance requirements, subcontractor risk, fleet exposure, safety, and contractual risk transfer.
Commercial Insurance & Risk Management Areas Eric Works With
- Commercial General Liability
- Commercial Auto Insurance
- Workers’ Compensation
- Commercial Property Insurance
- Professional Liability / E&O
- Commercial Umbrella Coverage
- Construction & Contractor Insurance
- Subcontractor Risk Management
- Employee Safety Programs
- Fleet Safety Programs
- Return-to-Work Programs
- Risk Transfer Strategies
- Insurance Program Financing Options
Construction & Contractor Risk Management
Contractors and construction businesses can face complex insurance, workforce, vehicle, subcontractor, and contractual exposures. Eric works with construction companies to evaluate those risks and understand how their insurance and risk management program supports their operations.
Areas that may be reviewed include general liability, workers’ compensation, commercial auto, subcontractor requirements, employee safety, fleet exposure, return-to-work procedures, contractual risk transfer, and other operational risk management concerns.
A Consultative Approach to Business Insurance
Insurance decisions should begin with understanding the business. RPM takes a consultative approach by learning how an organization operates before helping evaluate coverage options and risk management strategies.
That can include reviewing business operations, employees, vehicles, property, contracts, customer requirements, subcontractors, current insurance, and other factors that may affect the organization’s risk profile.
The goal is to help business owners understand where insurance fits into their broader risk management strategy rather than viewing each policy as a separate purchase.
Commercial Insurance & Risk Management in San Antonio
Eric works with businesses in San Antonio and across Texas that need guidance on commercial insurance and risk management. RPM serves organizations across industries including construction, professional services, manufacturing, transportation, and other commercial operations.
Businesses that already have insurance can also request a review of their current program to discuss potential coverage considerations, changing business exposures, and risk management concerns.
About Eric Cervantes & Risk Protection Managers
Who is Eric Cervantes?
Eric Cervantes is the Founder and President of Risk Protection Managers, a San Antonio commercial insurance and risk management firm. He holds the CIC and CRM professional designations and works with businesses on commercial insurance, construction risk, safety, and risk management.
What do CIC and CRM mean?
CIC stands for Certified Insurance Counselor and CRM stands for Certified Risk Manager. Both are professional designations related to advanced insurance and risk management education.
Does Eric work with construction companies?
Yes. Eric works with contractors and construction businesses on insurance and risk management matters involving liability, commercial auto, workers’ compensation, subcontractor risk, employee safety, fleet safety, contracts, and other operational exposures.
Can Eric review an existing commercial insurance program?
Yes. Businesses can contact RPM to discuss an existing commercial insurance program and determine whether additional review may be appropriate based on current operations, coverage, and risk exposures.
Who should I contact for commercial insurance in San Antonio?
Business owners should consider working with an insurance professional who understands their industry, operations, contracts, workforce, vehicles, property, and risk profile. Eric Cervantes and Risk Protection Managers work with businesses in San Antonio and across Texas on commercial insurance and risk management.
Review Your Commercial Insurance & Risk Management Strategy
If you own or manage a business and would like to discuss your commercial insurance or risk management program, complete RPM’s short business insurance intake form.
Request a Business Insurance Quote