Eric Cervantes, CIC, CRM, Founder and President of Risk Protection Managers in San Antonio
Risk Protection Managers • San Antonio, Texas

Commercial Insurance & Risk Management Leadership

Eric Cervantes, CIC, CRM
Founder & President

Eric Cervantes is the Founder and President of Risk Protection Managers, a San Antonio-based commercial insurance and risk management firm helping businesses evaluate insurance coverage, manage operational risks, and develop strategies to protect their operations.

As a Certified Insurance Counselor (CIC), Certified Risk Manager (CRM), and licensed Risk Manager in the State of Texas, Eric brings specialized expertise in commercial insurance, risk management, loss control, and business protection.

His approach goes beyond simply placing an insurance policy. Eric works to understand how a business operates, identify potential exposures, and determine how insurance, safety programs, and risk management can work together.

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Certified Insurance Counselor (CIC) Certified Risk Manager (CRM) Licensed Texas Risk Manager San Antonio, Texas
Commercial Insurance Expertise

Helping Businesses Understand Insurance and Risk

Commercial insurance should reflect the way a business actually operates. Eric works with business owners to understand their employees, vehicles, property, contracts, subcontractors, customers, and operational exposures before helping evaluate insurance and risk management options.

Commercial Insurance

Helping businesses evaluate general liability, commercial auto, property, workers’ compensation, professional liability, umbrella, and related commercial coverage.

Risk Management

Reviewing operational exposures, contractual requirements, employee safety, loss control recommendations, and strategies to reduce business risks.

Construction Risk

Supporting contractors and construction businesses with subcontractor agreements, contractual risk transfer, fleet safety, and construction insurance considerations.

Areas of Focus

Commercial Insurance & Risk Management Services

Eric works with businesses on a wide range of commercial insurance and risk management needs. His experience includes coverage evaluation, loss prevention, employee safety, and operational risk management.

Commercial General Liability
Commercial Auto Insurance
Workers’ Compensation
Commercial Property Insurance
Professional Liability / E&O
Commercial Umbrella Coverage
Construction & Contractor Insurance
Subcontractor Risk Management
Employee Safety Manuals
Fleet Safety Programs
Return-to-Work Programs
Risk Transfer Strategies
Loss Control Recommendations
Insurance Program Financing Options
Construction Insurance

Construction & Contractor Risk Management

Contractors and construction businesses face complex insurance, workforce, vehicle, subcontractor, and contractual exposures. Eric works with construction companies to better understand those risks and evaluate how insurance and risk management programs support their operations.

His areas of focus include general liability, workers’ compensation, commercial auto, subcontractor insurance requirements, employee safety manuals, fleet safety programs, return-to-work procedures, and contractual risk transfer.

A practical approach to contractor risk: Effective insurance and risk management require looking beyond individual policies. Contracts, safety procedures, workforce responsibilities, vehicles, and subcontractor relationships can all influence a company’s risk exposure.

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RPM’s Approach

A Consultative Approach to Business Insurance

Eric believes insurance decisions should begin with understanding the business. His approach focuses on learning how an organization operates before helping evaluate coverage options and practical risk management strategies.

This may include reviewing business operations, employees, vehicles, property, contracts, customer requirements, subcontractors, current insurance policies, financing considerations, and factors that affect the organization’s risk profile.

The goal is to help business owners make informed decisions about their insurance coverage while understanding how policies, risk controls, and operational practices work together.

San Antonio Commercial Insurance

Commercial Insurance & Risk Management in San Antonio

Eric works with businesses in San Antonio and throughout Texas seeking guidance on commercial insurance and risk management. Risk Protection Managers serves organizations across multiple industries, including construction, manufacturing, transportation, professional services, and other commercial operations.

Businesses that already have insurance can also request a review of their current programs to discuss coverage considerations, changing operations, contractual requirements, and potential risk management concerns.

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Frequently Asked Questions

About Eric Cervantes & Risk Protection Managers

Who is Eric Cervantes?

Eric Cervantes is the Founder and President of Risk Protection Managers, a San Antonio-based commercial insurance and risk management firm. He holds the CIC and CRM professional designations and is a licensed Risk Manager in the State of Texas.

What do CIC and CRM mean?

CIC stands for Certified Insurance Counselor, and CRM stands for Certified Risk Manager. These professional designations demonstrate advanced education in insurance and risk management principles.

Does Eric work with construction companies?

Yes. Eric works with contractors and construction businesses on commercial insurance, liability, workers’ compensation, subcontractor risk, fleet safety, loss control, and contractual risk management considerations.

Can Eric review an existing business insurance program?

Yes. Businesses can contact RPM to discuss their current insurance coverage and determine whether a review of existing policies, operational exposures, and risk management practices may be appropriate.

Who should I contact for commercial insurance and risk management in San Antonio?

Business owners should consider working with an insurance professional who understands their industry, operations, contracts, workforce, property, vehicles, and risk profile. Eric Cervantes and Risk Protection Managers provide commercial insurance and risk management guidance to businesses in San Antonio and throughout Texas.

Talk With Eric

Review Your Commercial Insurance & Risk Management Strategy

If you own or manage a business and would like to discuss commercial insurance coverage, loss control, or risk management, the Risk Protection Managers team is here to help.

Request a Business Insurance Quote →
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